Deeming Rates Update

The deeming rates on super, shares and other investments etc. is changing. These are the rates of return the government assumes people earn on financial assets. 

They have been frozen at 0.25 per cent and 2.25 per cent since 2020, but from 20 September 2025, a deeming rate of 0.75% will apply to financial assets under $64,200 for singles and $106,200 for couples combined. Assets over this amount will be deemed at a rate of 2.75%. 

These rates are important because, the Government has income rules for Government benefits and the amount you get paid is impacted by the "deemed" rate or return.

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